Fintech & Payments
The latest Fintech & Payments stories, scored against the thesis and threaded over time.
BoG data shows negative credit-to-GDP gap, signalling room for lending expansion
The Bank of Ghana has reported that the credit-to-GDP gap remains negative, indicating that the economy is still in a low-risk credit environment with room for lending expansion. The data complements the BoG's earlier report of 34% credit…
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What’s developing right now — ranked by recency, momentum, and importance.
- 1
Airtel Money Card Push and African Fintech Crypto Signals Tracked
Latest: Mastercard and Qatar Holding sell down Airtel Money holdings following the $7bn London Stock Exchange debut
- 2
GoldBod Injects $255 Million into Banks via GoFX Platform as Festive Dollar Demand Rises
Latest: Analyst Acheampong calls for BoG to intervene on cedi volatility and frames GoldBod FX framework as tool for dollar-supply predictability
- 3
Credit growth rose 34% to GH¢128.3 billion as of August 2026 – BoG
Latest: BoG credit-to-GDP gap data confirms low-risk environment, extending the 34% credit growth figure reported on 18 October.
- 4
Ghana T-Bill Demand Surges 76% Above Target as Interest Rates Soften
Latest: Amin Adam publicly questions government bond pricing as short-term treasury yields fall below the inflation rate
- 5
WAEMU Free-Transfer Rule May Reshape Mobile Money Cash-Withdrawal Economics
Latest: BCEAO rule changes now reported to directly alter who holds mobile money deposits across the francophone zone
- 6
OPay Files for US IPO with Secondary Nigeria Listing Under Consideration
Latest: OPay targets $500M IPO size and reports 319% H1 profit jump, sharpening valuation signal for African fintech.
The feed
- 2026-10-19Unverified — not yet reviewed
BoG: Credit Gap Still Negative
The Bank of Ghana has reported that the credit-to-GDP gap remains negative, indicating that the economy is still in a low-risk credit environment with room for lending expansion. The data complements…
- 2026-10-19Unverified — not yet reviewed
Banks Post GH¢9.2bn Profit
Ghanaian banks have recorded a combined profit of GH¢9.2 billion in the first eight months of 2026, with rising fee income contributing to the result even as profitability growth moderates. The…
- 2026-10-18Unverified — not yet reviewed
Social Engineering Tops MoMo Fraud
MobileMoney Fintech LTD has stated that social engineering — rather than technical hacking — is now the primary driver of mobile money fraud in Ghana. The finding provides specific threat-vector…
- 2026-10-18Unverified — not yet reviewed
Ghana Credit Grows 34%
The Bank of Ghana has reported that credit growth rose 34% to GH¢128.3 billion as of August 2026, signalling an expansion in private sector lending capacity. The figure provides a macro financing…
- 2026-10-17Unverified — not yet reviewed
Paystack Bets on Deposits
Paystack is pivoting toward deposit-taking as a core business line, six years after its acquisition by Stripe, according to published analysis. The strategic shift carries direct implications for…
- 2026-10-17Unverified — not yet reviewed
Onafriq Exits Nigeria Agent Banking
Onafriq has shut down its Baxi agent banking business in Nigeria after five years of operation, marking a significant retrenchment in offline payment infrastructure for the pan-African fintech…
- 2026-10-17Unverified — not yet reviewed
West Africa Contactless Adoption Lags
An analysis of the barriers facing contactless payment adoption in Nigeria identifies infrastructure gaps, merchant resistance, and entrenched cash preferences as key obstacles. The dynamics closely…
- 2026-10-16Unverified — not yet reviewed
Ghana 6th in Absa Markets Index
Ghana has been ranked joint sixth in the 2026 Absa Africa Financial Markets Index, with a noted rise in fixed income turnover cited as a signal of maturing capital markets. The ranking provides a…
- 2026-10-16Unverified — not yet reviewed
GoldBod FX, Cedi Stability Debate
Economist Theo Acheampong has argued that the Bank of Ghana must step in when the cedi turns volatile, while also characterising the GoldBod FX framework as a mechanism designed to make dollar supply…
- 2026-10-16Unverified — not yet reviewed
T-Bill Yields Below Inflation Queried
Former Finance Minister Amin Adam has questioned the pricing of government bonds, noting that short-term treasury bill yields have fallen below the current inflation rate. The development extends the…
- 2026-10-16Unverified — not yet reviewed
Banks' GH¢190bn Govt Debt Flagged
Former Finance Minister Amin Adam has raised concerns about the sovereign-bank nexus risk, citing the GH¢190 billion in government debt currently held by Ghanaian banks. The warning highlights a…
- 2026-10-16Unverified — not yet reviewed
BoG Holds 8% Inflation Target
The Bank of Ghana has reaffirmed its medium-term inflation target of 8% plus or minus 2 percentage points. The target anchors the lending, investment, and consumer spending conditions within which…
- 2026-10-16Unverified — not yet reviewed
Cash Economy Grows Outside Banks
Bank of Ghana data for August 2026 shows that demand and savings deposits decreased while currency held outside the banking system rose by 4%, alongside broader M2+ growth. The figures highlight…
- 2026-10-16Unverified — not yet reviewed
Investors Exit Airtel Money Stakes
Mastercard and Qatar Holding have sold down their respective stakes in Airtel Money following the company's London Stock Exchange listing, which valued the firm at $7 billion. The sell-down follows…
- 2026-10-15Unverified — not yet reviewed
MoMo Fest Hits Accra Stadium
MobileMoney's MoMo Fest 2026 is set to take place at Accra Stadium on October 17, featuring Ghanaian music star Shatta Wale as headliner. The large-scale branded event signals a deliberate push by…
- 2026-10-15Unverified — not yet reviewed
eTranzact Gets New Majority Owner
Trademarks Global Concepts has been identified as the new majority owner of eTranzact, a payments company with operations across West Africa. The ownership change is assessed as carrying potential…
- 2026-10-14Unverified — not yet reviewed
BCEAO Mobile Money Deposit Rules Shift
The BCEAO has introduced new mobile money regulations that could change which entities hold customer deposits across West Africa's francophone zone. The changes directly affect Ghana's francophone…
- 2026-10-14Unverified — not yet reviewed
Ghana Digital Payments Security Push
An editorial call has been made to secure Ghana's digital payment infrastructure, citing the rising incidence of mobile money fraud. The push directly extends the pattern of MoMo-related digital…
- 2026-10-14Unverified — not yet reviewed
CashAfrica NFC Tap-to-Pay Expands
CashAfrica has partnered with Chicken Republic to deploy tap-to-pay NFC payment infrastructure at the fast-food chain's outlets in Nigeria. The rollout signals growing merchant adoption of…
- 2026-10-14Unverified — not yet reviewed
Blockchain Bridges Connectivity and Banking
New commentary advances a thesis that blockchain technology can convert Africa's connectivity gap into a financial inclusion opportunity, with direct applicability to Ghana's large unbanked…
- 2026-10-14Unverified — not yet reviewed
Wise Wins South Africa Remittance Licence
Wise has obtained a remittance licence in South Africa, continuing a phased expansion across the African continent. The company's trajectory could eventually extend to Ghana, where diaspora…
- 2026-10-14Unverified — not yet reviewed
Africa Bitcoin Corp Governance Crisis
Africa Bitcoin Corporation has experienced a boardroom battle that has left the company with only two directors remaining. The governance crisis is assessed as a limited direct signal for Ghana's…
- 2026-10-13Unverified — not yet reviewed
Ecobank Beijing Office Opens
Ecobank has opened a representative office in Beijing and established a partnership with China's Cross-Border Interbank Payment System, directly creating new payment corridors between China and…
- 2026-10-13Unverified — not yet reviewed
OPay Eyes $500M US IPO
OPay is targeting a $500 million US IPO after reporting a 319% jump in first-half profit, according to published accounts of the filing. The figures are assessed as a valuation benchmark signal for…