BoG data shows negative credit-to-GDP gap, signalling room for lending expansion

The Bank of Ghana has reported that the credit-to-GDP gap remains negative, indicating that the economy is still in a low-risk credit environment with room for lending expansion. The data complements the BoG's earlier report of 34% credit growth to GH¢128.3 billion as of August 2026 and is directly relevant to fintech lenders assessing market conditions.