Update 2 of 3

Foreign Banks Account for GH¢19.9bn of Ghana's Secured Credit in Q2 2026

Unverified — auto-generated summary, not yet reviewedFintech & PaymentsSep 21, 2026

Ghana's Collateral Registry data shows foreign banks accounted for GH¢19.9 billion of the GH¢31.5 billion in total secured credit recorded in Q2 2026. The breakdown adds institution-level detail to the headline secured-lending figure first reported on 19 September and signals the lending environment available to tech-enabled SMEs seeking collateral-backed credit.

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Collateral Registry: Foreign banks accounted for GH¢19.9bn of secured credit in quarter 2, 2026 · myjoyonline.com · T3

Story timeline · 3 entries

Sep 22, 2026
Accra Dominates Ghana Secured Credit
BoG data adds a regional breakdown showing Greater Accra accounts for 77% of total secured credit in H1 2026, deepening the picture of geographic financing inequality first detailed on 19–21 September.
Sep 21, 2026This story
Foreign Banks Lead Ghana Secured Credit
Collateral Registry data breaks down Q2 secured credit, showing foreign banks holding GH¢19.9bn of the GH¢31.5bn total.
Sep 19, 2026
Credit Market Contracts Despite Lending Volume
Ghana's total value of secured loans reached GH¢31.5 billion in Q2 2026, providing a concrete measure of credit market scale. Separately, the Ghana Collateral Registry has recorded a 32.2% decline in security interest registrations over the same quarter, signalling a contraction in new credit activity despite the headline lending volume.