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M-PESA Pivots Hard Toward Lending

M-PESA lending pivot mirrors MoMo credit ambitions in African mobile money

Unverified — auto-generated summary, not yet reviewedFintech & PaymentsJul 2, 2026

M-PESA is pivoting its strategic focus toward lending in markets where formal banks continue to underserve customers, entering territory that MTN MoMo and other African mobile money operators have been developing. The move is a comparative signal for Ghana's mobile money lending landscape as MoMo credit ambitions continue to expand.

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